Achieve the American Dream with Simple Home Lending

At Simple Home Lending, we believe everyone deserves the chance to own a home. Our 100% Financing Loan Program is designed to help first-time home buyers and those with limited funds make their dream of homeownership a reality. Located in Clearwater, Florida, we proudly serve the entire state, offering solutions that make buying a home easier and more affordable.

Family of 3 smiling in front of home

No Down Payment Needed

With our 100% Financing Loan Program, you can avoid the hassle and stress of saving for a down payment. That means you can buy your home without needing to put any money down upfront.

Minimal to No Out of Pocket Expenses

Thanks to seller concessions, you can potentially cover other costs associated with buying a home, leading to minimal or no out-of-pocket expenses. This program is perfect for buyers who want to keep their savings for other important expenses.

Cover Buyer’s Agent Commissions

Typically, buyers need to come up with a 3-5% down payment. With our program, those funds can be used to cover the buyer's agent's commission instead, making the home buying process even more affordable and straightforward.

Perfect for First-Time Home Buyers

If you're buying a home for the first time or have limited funds, our 100% Financing Loan Program is the perfect fit. It’s specifically designed to help people like you step into homeownership with ease and confidence.

Why Choose Simple Home Lending?

  • Trusted Mortgage Lender: Simple Home Lending is committed to helping you achieve the American dream of owning a home.
  • Expert Guidance: Our team of professionals will guide you through every step of the process.
  • Statewide Service: Whether you’re in Clearwater or anywhere else in Florida, we’re here to help.

Don’t let the lack of a down payment stop you from owning your dream home. Contact Simple Home Lending today to learn more about our 100% Financing Loan Program and take the first step towards homeownership.

Simple Home Lending - Helping You Achieve the American Dream of Home Ownership